PocketMoni: How to Download, Fund Account & Make Transfer On Pocket Moni Mobile Money App


pocketmoni

PocketMoni, formally called M-Teller is a Mobile Money service by eTranzact. PocketMoni Mobile Money enables you to create an account with your mobile phone (called an e - wallet), which you can use to send and receive money, make payment and also transfer of funds. 

In this article we will talk about how to fund pocketmoni account, make payments buy, and make funds transfer using the pocketmoni mobile money service.

How does PocketMoni work?

PocketMoni Mobile Money simply transfers your mobile phone into an electronic wallet (e-wallet). You can store funds (cash) in the e-wallet any transactions you would normally perform with you ATM card.

How Safe Is The PocketMoni Platform?

PocketMoni transactions are secured using 3DES encryption technology. Subscribers to the mobile money service also use PIN to secure their PocketMoni transactions. 

To use PocketMoni, the subscriber will have to download and install a Java application. Hence, the PocketMoni Mobile Money service requires a Java enabled mobile phone.

PocketMoni Mobile Money offers the following services;

  • Purchase of airtime from any network
  • Payment of Cable TV Bills e.g MyTV, Hi TV, DSTV
  • Payment of Electricity bills e.g PHCN bills.
  • Send and receiving money to other PocketMoni users
  • Transfer of funds to other PocketMoni Mobile Money users


To make payments with PocketMoni and perform other transactions using PocketMoni you are required to fund your account (e – wallet) first. You can fund your account (e – wallet) with the use of an eTranzact card or other debit cards, through a partner bank or a PocketMoni agent.

How to Download the PocketMoni  Mobile Money App

To make use of the PocketMoni Mobile Money service, you are required to download and install the application on your mobile phone.

Your mobile phone is required to be java enabled, as the application requires a java enabled mobile phone to function.

To download the PocketMoni Mobile Money Application, simply text Reg followed by your name and your surname to 20220 for Etisalat, MTN and Airtel network users. For Glo network users simply text Reg followed by your first name and your surname to 31030.

E.g Reg space Jude space Akpos which is:
        Reg Jude Akpos to the appropriate network

You will receive a message in your phone almost immediately which contains a download link for the Mobile Money application. After downloading the application, you should install it on your mobile phone and follow the instructions and prompts to setup and activate your PocketMoni Mobile Money Account.

Note: The Mobile Money application is less than 100kb

How to Fund Your PocketMoni Mobile Money Account?

Remember, to make use of your PocketMoni Mobile Money account you are required to fund it through some various means. You can choose the one which is most convenient for you.

One of the ways to fund your PocketMoni Mobile Money account is through a PocketMoni Mobile Money Agent. You make a deposit in cash and the agent will fund the amount you deposited to your Mobile Money Account.

Another way to fund your account is to visit a partner bank to make a deposit.

Here is a list of the current partner banks that you can make a deposit.

Union Bank, Keystone Bank, FirstBank, Intercontinental Bank, Skye Bank,  Zenith Bank,  Oceanic Bank , GTBank, Fidelity Bank, Access Bank , UBA.

Also, you can add an ATM debit card to your PocketMoni Mobile Money application. This will make it easier for you to make transfers and payments from your ATM debit card to your PocketMoni Mobile Money account.

You can add Visa, Verve, MasterCard and also eTranzact debit cards to your PocketMoni Mobile Money e – wallet to enable you make easy transactions.

Things to note Before While PocketMoni Mobile Money:

Your phone number is your account number
There is a service fee of N150 on every transaction
Your mobile phone must be java enabled for the PocketMoni Mobile Money application to function

PocketMoni Customer Care

If you encounter any problem or have any inquires you can contact their helpdesk through  the following means

Operating Days: Monday to Friday – 8am to 7pm
Telephone: 01-7101060, 01-2701162
Operating Days: Monday to Friday – 8am to 7pm

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